COLORADO'S COOL, BUT CHECK OUT VERMONT!

Living in Colorado has so far been such a positive experience, especially for a family. It is like a melting pot of cultures and opportunity. Check out the College that Becca recently performed at... Adams State Normal School. The Adams State Abnormal School was across the street. Ah, the land of opportunity!

Okay, not really, I just made that up. But we did look... If there is a 'Normal School' surely there had to be an 'Abnormal School'.

Our bank just sent us an invitation to participate in Open Enrollment for an Accidental Death and Dismemberment Insurance plan. We always read the fine print, often before we even read the large print because the fine print usually contains more pertinent information than the main brochure. This one proved to be quite informative. For instance we learned that while suicide is not covered in other states, if an insane policy holder lives in Colorado it is covered.

I find myself wondering why Colorado (and Missouri) was singled out for insanity. Hmmmmm...

After reading the exculsions and exceptions for the policy I have come to the conclusion that in order to benefit most from this coverage one must live in Vermont.

While all other states are not covered for the following occurrences, folks from Vermont are covered even if the accidental death or dismemberment is the result of : drug abuse or illegal drug use; declared or undeclared acts of war; weapons of mass destruction; flying as a pilot or crew member; participation in a race or competition as a professional; driving with a blood alcohol level exceeding the legal limits; and committing or attempting to commit an assault.

Lets reword that a little shall we?

In the state of Vermont one can get accidental death or dismemberment insurance for illegal drug use and abuse, racing, acts of war, and drunk driving.

And Vermont is the only state that is covered for Weapons of Mass Destruction.

Interesting... Why?

The way I see it, if the State of Vermont felt the need to make those allowances then they must have had a reason. I think I'll pass on the extra coverage and stick to Colorado, with our limited coverages... and our Normal schools.